TPay Yulibao
From Payment to Wealth Management — TPay Builds a New Financial Product System to Drive a Thousandfold Market Growth.
With the official launch of the TPay payment platform, the ecosystem has entered a period of rapid expansion. In response, the TPay team introduces a brand-new financial product — TPay Yulibao.
This is not only the core gateway to TPay’s wealth management sector but also a key component in establishing the “Payment + Wealth Management + Lending + Marketplace + RWA” five-pillar financial ecosystem. Its debut marks TPay’s entry into a new era of automated asset growth and self-driven ecosystem expansion.
1. Product Principle
By participating in TPay Yulibao, users can enjoy lossless yield and dual ecosystem rewards. Multiple flexible investment cycles and an elastic reward model are available.
Current APY rates: 7 days — 4% | 15 days — 10% | 30 days — 25% | 60 days — 60% | 100 days — 110%
Note: Principal + interest returned upon maturity, reinvestment available.
Users will also earn Ecosystem Contribution Points (TP), which can be used for airdrops, whitelist access, RWA asset redemption, and other premium privileges.
2. Triple Income System
TPay Yulibao perfectly integrates personal income + market incentives + node rewards:
Personal Income: Receive principal + interest according to cycle and reinvest flexibly.
Sharing Rewards: 109% total additional rewards across 3 incentive tiers (claimable daily).
Referral Rewards: Invite new users to earn multi-level bonuses:
1 direct referral unlocks 2 levels of rewards
10 direct referrals unlock up to 20 levels
Level 1–5: 2.1% | Level 6–15: 1.1% | Level 16–20: 2.1%
Node Rewards (Differential Model)
V1
10T
10%
—
V2
50T
20%
2%
V3
200T
28%
2%
V4
600T
34%
2%
V5
1500T
40%
2%
V6
3000T
46%
2%
V7
5000T
50%
2%
Super Node Dividend: 30 Super Nodes share 15% of the platform’s total yield revenue (each receives 0.5%).
Withdrawal Tax: 15% (7.5% Marketing + 7.5% Burn) Rewards auto-claimed via DApp or transfer (0.002 BNB gas fee).
3. Ecosystem Contribution System (TP Mechanism)
Participating in TPay Yulibao simultaneously earns TP Contribution Points, a time-limited incentive asset bound to the TPay financial ecosystem.
Distribution Rules:
Total Supply: 1,000,000 TP
Distribution Period: 180 days (Halving every 60 days)
Days 1–60 → 40% (6,666.666 TP/day)
Days 61–120 → 35% (5,833.333 TP/day)
Days 121–180 → 25% (4,166.666 TP/day)
Daily Distribution Formula: (Individual Effective Investment ÷ Total Network Investment) × Daily Global TP Rewards
TP Utilities: Airdrops · Whitelist Access · RWA Asset Redemption · Exclusive Rights
4. Ecosystem Loop & Value Resonance
TPay Yulibao is more than a financial product — it’s the engine of TPay’s financial ecosystem.
Through Payment → Yulibao → Lending → Marketplace → RWA Assets, TPay forms a complete DeFi + RWA decentralized financial loop.
Each module continuously burns TPay tokens, increases TVL, and enhances market liquidity — forming a “Lock = Stability, Yield = Growth” model. The launch of Yulibao will be a powerful accelerator driving TPay toward a 1,000x market cap milestone.
5. Six Core Highlights of TPay Yulibao
1️⃣ Lossless investment, flexible cycles, secure growth 2️⃣ Dual-income structure (Interest + Ecosystem TP Points) 3️⃣ Elastic incentives with market-adjusted dynamic rewards 4️⃣ Multi-tier node system with up to 109% dynamic bonus 5️⃣ Deflationary mechanics ensuring price stability through every withdrawal 6️⃣ A growth engine linking Payment & Yulibao for long-term TPay value appreciation
6. Future Outlook
TPay Yulibao not only enables your assets to “earn while you sleep” — it will also become the stabilizer and amplifier of the entire TPay ecosystem.
As the payment module generates cash flow, the wealth module attracts liquidity, the lending module multiplies efficiency, and RWA bridges real-world assets, TPay is evolving from a decentralized payment protocol into a global financial ecosystem protocol.
TPay International 💳 Igniting the Future with Payment — Strengthening Value through Yulibao
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